Free Tool
Affordability Calculator
See how much you could borrow based on your income, expenses and deposit.
Your Finances
$30,000$300,000
$0$100,000
$500$8,000
$0$500,000
4.00%10.00%
5 years30 years
Estimated Max Borrowing
$98,882
Estimated Max Property Price
$198,882
Estimated Monthly Repayment
$625
Estimate uses the lower of a 6× income cap or repayment capacity (35% of gross monthly income minus living expenses). Actual borrowing depends on lender policy, credit history, and other factors.