Services
Home Loan Services
Home loans, asset finance, and business lending for buyers, investors, and businesses.
First Home Buyers
Buying your first home takes planning. We help with KiwiSaver, low-deposit options, Kāinga Ora First Home Loans, pre-approval, and making an offer. We work with first-home buyers across Christchurch, Canterbury, and all of New Zealand.
Get startedRefinance & Refix
When your fixed rate is ending, or your loan structure no longer suits you, we compare refinance and refix options. We will show you the numbers so you can decide whether switching makes sense.
Get startedInvestment Property
Whether it's your first rental or your fifth, we structure investment lending to maximise returns and manage risk. We understand lender policies for investment properties and can help grow your portfolio.
Get startedConstruction & New Build
New builds involve progressive payments, valuations, and specific contracts. We have hands-on experience with construction loans, turnkey builds, and drawdown stages — so your build stays on track.
Get startedLow Deposit & Kāinga Ora
Get into your first home with as little as a 5% deposit through the Kāinga Ora First Home Loan or other low-deposit options. We explain eligibility, gifted deposits, and what lenders look for. Read our full Kāinga Ora guide.
Kāinga Ora guideAsset Finance
Need to fund a vehicle, machinery, or other equipment? We arrange asset finance with competitive rates and terms matched to how you use the asset — whether for personal use or your business. We compare lender options and handle the application with you.
Get startedBusiness Lending
From working capital and business expansion to commercial property and specialist facilities, we help New Zealand business owners find lending that fits their goals. We work through cash flow, security, and lender policy so you can move forward with clarity.
Get started